SBA Loans

SBA Loans For Small Businesses

SBA LoansAt Amplus Funding, we believe that our program offering small business loans is an excellent opportunity for companies seeking a source of financing. As a Preferred Financial Services Company as designated by the SBA, we are able to process loans in a manner that is exceptionally fast and efficient. The types of loans we offer are diverse in nature and feature a number of benefits for companies, including:

  • Commercial and industrial real estate financing
    • Purchase
    • Renovation
    • Refinancing
    • Construction
    • Existing business acquisition loans
    • Range of up to $1.25 million per year
    • Range of up to a 15-year term
    • Financing up to 80 percent
    • Fully amortized loans with no balloons
  • Equipment financing
    • Heavy equipment
    • Medical equipment
    • Diagnostic equipment
    • And much more
  • Loans ranging up to $5 million
    • Competitive rates
    • Flexible terms
    • Financing up to 90 percent
    • Range of up to 25-year term
    • Availability of fixed and variable rate options
  • 7(a) loan program

Information Regarding Eligibility

We consider long-term financing to be a specialty of ours, and as such, we offer a variety of options for small businesses to choose from. As for eligibility, nearly any business involved in a for-profit endeavor is eligible for the financing that a small business loan is able to provide. However, there are some size standards that are set forth by the SBA that we typically abide by. Generally, eligibility is based on the following:

  • Retail businesses: $6,000,000 in annual sales or less
  • Manufacturing businesses: 500 employees or less
  • Service businesses: 100 employees or less

By utilizing the Small Business Administration’s guaranteed loan programs, we here at Amplus Funding are able to provide our clients with a wide variety of financing options at rates that are consistently market competitive. The percentage of financing provided varies depending on the service, though it typically ranges from up to 80 percent to 100 percent.